First Nations Auto Financing Across Canada
Three Amigos is built for Indigenous communities. We understand your income, your community, and your needs — and we deliver your vehicle right to your door.
Indigenous Auto Financing — Built for Your Community
Getting a vehicle when you live in a First Nations, Métis or Inuit community shouldn't be harder than it is for anyone else. Too often, Indigenous Canadians face rejection from traditional dealerships that don't understand on-reserve income, treaty payments or community-specific financial situations.
Three Amigos was created to fix that. With over 50 years of combined experience in northern and Indigenous auto financing, we've helped thousands of First Nations families get behind the wheel — from Manitoba and Ontario to Nunavut and the Northwest Territories.
What Makes Us Different
- We accept all income types — treaty payments, band funding, employment income, social assistance
- On-reserve and off-reserve applicants welcome
- Lenders who understand Indigenous financial situations
- $0 down payment options available
- No trade-in required
- All credit levels welcome — past credit issues are not a barrier
- 1,000+ vehicles to choose from across all price ranges
- Delivery directly to your community — including remote locations
Communities We Serve
We serve First Nations communities across all provinces and territories, including communities accessible only by sealift, rail, or winter road. Our delivery team has delivered to Nunavut, the Northwest Territories, Yukon, northern Manitoba, northern Ontario, northern Saskatchewan, and remote communities across British Columbia and Alberta.
Distance is never a barrier. If you can reach us by phone or internet, we can get a vehicle to you.
Apply in 5 Minutes
100% secure. All income and credit levels. No obligation.
Frequently Asked Questions
Do you specialize in First Nations auto financing?
Yes. Three Amigos was built specifically for First Nations, Métis and Inuit communities across Canada. We understand the unique financial situations in Indigenous communities and work with lenders who do too.
Can I get approved if I live on a reserve?
Absolutely. We finance customers living on-reserve, off-reserve, and in all remote and northern communities. Where you live does not affect your eligibility.
What if I have band funding or treaty income?
We work with all income types including band funding, treaty payments, employment income, and social assistance. We have lenders who understand and accept all forms of Indigenous income.
How do you deliver vehicles to a First Nations community?
We deliver directly to your door. For remote communities we use rail, sealift and winter roads. Delivery is included in your financing — there are no surprise costs.
How long does approval take?
Most applications are approved the same day. Apply online and we'll contact you within a few hours to confirm your approval and discuss your vehicle options.